Our Team

As the founder and Principal of CalBay Investments, Inc. (CBI), Mike has earned a reputation for delivering excellence as a financial services professional and as a leader within the Bay Area communities. He is an Executive Council1 member with broker/dealer LPL Financial where his team has ranked within the top #15 since 2016, out of more than 28,000 independent financial advisors. *

Mike was named to Barron’s "America's Top 1,200 Advisors: State-by-State" list¹ from 2018-2024 and was also named to the Financial Times’ “The FT 400 Top Financial Advisers” list² on 4/17/19 (for information about my Barron’s ranking, click here and for FT ranking, click here). Additionally, in 2011 and 2012 he was ranked by NABCAP as one of the Top Wealth Advisors in the San Francisco Business Times³.

A resident of the Diablo Valley, Mike has been a practicing financial planner since 1990. He has nurtured a culture at CBI focused on personal relationships. His goal is to guide each client toward making their retirement dreams a reality.

Mike enjoys golf and spending time with his wife, Wendy; daughter, Ava; stepdaughter, Rachel; and stepson, Mark.  He is a graduate of Cal Poly, San Luis Obispo, with a B.S. in Business Administration/Marketing.

Licenses, Registrations, and Certifications:

• CLU (Chartered Life Underwriter) - The American College
• ChFC (Chartered Financial Consultant) - The American College
• CFS (Certified Fund Specialist) - The Institute of Certified Fund Specialists
• Life/Health/Disability Licenses (CA Insurance Lic # 0792088)
• Securities Registrations held through LPL Financial: Series 6, 7, 24, 63, and 65.

Professional Affiliations:

• Financial Planning Association
• American Society of CLU and ChFC
• The Institute of Certified Fund Specialists

¹Barron's “America’s Top 1,200 Financial Advisors: State-by-State” list is based on assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Award selection is based on qualitative and quantitative criteria designed to measure client satisfaction and retention as well as an advisor's business growth and profitability.

²The Financial Times 400 Top Financial Advisors is an independent listing produced annually by the Financial Times (April 2019). The FT 400 is based on data gathered from advisors, broker-dealer home offices, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in six primary areas: assets under management (AUM), asset growth, compliance record, experience, credentials and online accessibility. This award does not evaluate the quality of services provided to clients and is not indicative of this advisor’s future performance. Neither the brokerages nor the advisors pay a fee to the Financial Times in exchange for inclusion in the FT 400."

³Award based on an evaluation of twenty different practice categories such as experience, credentials, assets under management, fee structure and philosophy among other factors.

*Based on annual production. As reported by LPL Financial 2024 Q3 Investor Relations Release

Clark manages the day-to-day operations of CalBay Investments and oversees all aspects of client financial planning. He works closely with individuals, families, small businesses, and retirement plans to help them pursue their financial goals. Clark is also a regular contributor to Bloomberg, Reuters, CNBC, CNN, Fox, InvestmentNews, and Yahoo Finance. When he’s not in the office, Clark loves playing golf and exploring the Bay Area with his wife, Rachel, and their children, Miles and Ynez.

Registrations and Certifications:

• CFP (Certified Financial Planner) – Certified Financial Planner Board of Standards, Inc.
• CFS (Certified Fund Specialist) - The Institute of Business & Finance
• CPFA (Certified Plan Fiduciary Advisor) – National Association of Plan Advisors
• Securities Registrations held through LPL Financial: FINRA Series 7 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #4085618)
• B.S., Engineering from Cal Poly, San Luis Obispo

Dylan oversees investment strategy, portfolio management, and comprehensive financial planning for CalBay. He partners with individuals, families, and small businesses to develop tailored strategies that support and align with their financial and long-term goals. His insights have been featured in leading publications including Bloomberg, Reuters, Investor’s Business Daily, and Financial Post. When Dylan is not in the office, he enjoys playing golf, cheering on Bay Area sports teams, and spending time with his wife Alex, their dog Frank, and their cat Lou.

Registrations and Certifications:

• CFP (Certified Financial Planner) – Certified Financial Planner Board of Standards, Inc.
• CFS (Certified Fund Specialist) - The Institute of Business & Finance
• CES (Certified Estate and Trust Specialist) - The Institute of Business & Finance
• Securities Registrations held through LPL Financial: FINRA Series 7 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #0M81060)
• B.S., Business Finance from San Francisco State University

With more than 22 years in the financial services industry, John offers extensive expertise combined with a client-focused approach to everything he does. He is passionate about helping others make financial decisions and plan confidently for their future. Outside of work, he enjoys spending quality time outdoors with family and friends. Cooking is another favorite pastime, where he enjoys experimenting with new flavors and sharing meals with loved ones. Balancing a rewarding career with meaningful personal connections is what drives him every day.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7, 63 & 66
• Life/Health/Disability Licenses (CA Insurance Lic #0G92925)

Myrna is an Operations Associate with extensive experience in streamlining day-to-day operations. She often welcomes clients as the first point of contact in the office, ensuring a positive and professional experience from the moment they arrive. She is a proud mother of four energetic girls, a dog owner, and a supportive wife. She consistently finds creative ways to keep her children engaged and active, whether it’s organizing beach days, outdoor walks, or family adventures. When not balancing family life and work, she enjoys spending quality time with friends and loved ones, embracing every moment of life’s experiences.

Marianne is a valued Client Service Associate at CalBay Investments, where she plays an important role in assisting clients and ensuring their needs are met with care and attention. She collaborates closely with colleagues to provide seamless support and enhance the overall client experience. Outside of the office, Marianne is passionate about coaching high school soccer and teaching swimming lessons through the local homeowner’s association. When she is not busy with her extracurricular activities, she enjoys spending quality time at home with her husband and three sons.

Jacquie joined CalBay Investments in 2024 as a Client Service Associate, bringing a strong work ethic and a dedication to delivering exceptional service. She is committed to supporting clients and her team with efficiency, professionalism, and attention to detail. Known for her proactive approach and strong organizational skills, Jacquie consistently contributes to the smooth operation of the team. She is excited to grow with CBI and is focused on building lasting client relationships while helping CalBay achieve its goals. Outside of the office, Jacquie shares her passion for dance as the Director of Tap and Ballet, for competitive teams, at a local dance studio. At home, she’s a proud mom of two boys and cherishes spending quality time with her family.

With over a decade of experience in the financial industry, John serves as a Client Service Associate dedicated to helping individuals and families navigate their financial journeys with confidence. His approach centers on building lasting relationships, gaining a deep understanding of each client’s unique needs, and providing the support necessary to foster long-term financial well-being. John believes that true value lies in peace of mind – and that’s what he strives to deliver at every step.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7

Bonnie joined CalBay Investments in 2021 as an LPL Financial Advisor and Investment Advisor Representative. She has worked for over 30 years in the financial planning and investment industry. Her career started with Ameriprise Financial Planners where she worked as an Investment Manager from 1990-2000. Most recently, Bonnie spent the past 20 years as an Investment and Compliance manager with Foord, Van Bruggen & Pajak. She is a graduate of California State University, Sacramento with a major in business management & finance. Bonnie enjoys spending time with her family, attending her children’s tennis tournaments/endeavors and gardening.

Registrations and Certifications:

• Securities Registrations held through LPL Financial: FINRA Series 7, 63 & 65.
• Life/Health/Disability Licenses (CA Insurance Lic #0C71309)