Bonnie Nelson

LPL Financial Advisor

Bonnie joined CalBay Investments in 2021 as an LPL Financial Advisor and Investment Advisor Representative. She has worked for over 30 years in the financial planning and investment industry. Her career started with Ameriprise Financial Planners where she worked as an Investment Manager from 1990-2000. Most recently, Bonnie spent the past 20 years as an Investment and Compliance manager with Foord, Van Bruggen & Pajak. She is a graduate of California State University, Sacramento with a major in business management & finance. Bonnie enjoys spending time with her family, attending her children’s tennis tournaments/endeavors and gardening.

Registrations and Certifications:

  • Securities Registrations held through LPL Financial: FINRA Series 7, 63 & 65.
  • Life/Health/Disability Licenses (CA Insurance Lic #0C71309) 

Christopher F. Mercado MBA, CFP®, CIMA®, AIFA®

Managing Partner and Chief Investment Strategist

The Financial Services Network

As an owner and Managing Partner of The Financial Services Network, Christopher is responsible for assisting CalBay Investments with Business Development initiatives focused on identifying growth opportunities and strategies.
 
Beginning his career in 1996, Christopher has held various positions in investment sales, equity trading, business consulting and business development. He has worked with firms including Allianz Global Partners – Nicolas Applegate Capital Management, First American Capital Management, EVEREN Securities and Smith Barney.
 
Prior to joining The Network, Christopher served as the Regional Advisory Consultant with LPL Financial for seven years, advocating and supporting the growth and sustainability of the independent business model. He is also a Returned Peace Corps Volunteer, having served as a business development volunteer in Guatemala, Central America.
 
Christopher is a native Northern Californian and resides with his loving family in Danville, California.

Jeremy Olen CFA®

Managing Partner & Chief Investment Officer

The Financial Services Network

As an owner and Managing Partner of The Financial Services Network and Chief Investment Officer for the Portfolio Consulting Team, Jeremy is responsible for supporting CalBay Investments in how to best leverage investment tools, strategy, and technology to support the practice. Jeremy’s prior experience includes the establishment and management of a natural resource hedge fund, Stowe Partners LLC, has published two indices and launched two ETFs. In addition, Jeremy developed the Quantitative Allocation Methodology™ for the design and management of investment portfolios.
 
Jeremy lives in Sacramento, and in his free time loves nothing more than spending time with family and hitting the slopes.

Tim Baumert

Vice President, Portfolio Consulting, Lead Portfolio Consultant
The Financial Services Network

Tim joined the Portfolio Consulting team as Vice President, Portfolio Consulting as Lead Portfolio Consultant in 2021. He has nearly three decades of industry experience, including serving as an investment officer with two public pension funds. Tim’s history with portfolio management and trading, project management, across industrial channels, further deepens his breadth of expertise. With the goal of consistently refining and improving the Advisor experience, his team-centered approach is aimed at boosting productivity and delivering the highest level of service to Network Advisors.

Tim’s interests include playing basketball, fishing with his brothers, and spending free time with his family and Labrador retriever.

Joel Gourdin CAIA

Vice President, Portfolio Consulting & Analytics
The Financial Services Network

As Vice President of Portfolio Consulting and Analytics, Joel leverages the insight and resources of the Portfolio Consulting team to provide guidance to those that affiliate with the Network on topics of investment alignment, asset allocation and portfolio risk. Knowing the challenges of applying quantitative analysis, his mission is to make what is complex more digestible and enhance the investment experience of the end-client.

Joel joined the team from the Principal Financial Group, where he spent three years as Director of Portfolio Analytics. In this role, he developed an in-house, portfolio consulting program designed to apply forward-looking analysis to advisor portfolios in order to better address risk.

Joel currently resides in Folsom with his wife, their two children, and a mischievous miniature labradoodle named after a member of the Beatles—appropriate for a family that loves music.